Struggling to decide whether to sell or refinance your Wichita home? Let’s cut through the confusion and delve into the factors to consider when making this important decision. Here’s what you need to know:
Too Much Space: Feeling overwhelmed by the size of your home? If you’re ready to downsize or move into retirement living, selling might be the best option. Downsizing can better suit your current lifestyle and financial situation. Plus, selling could help you avoid the expense and hassle of extensive remodeling projects.
Remaining First Mortgage: Considering refinancing? Keep in mind that lenders have strict credit criteria, and poor credit could mean higher interest rates. Additionally, if your new loan exceeds 80% of your home’s current market value, you may face additional costs like private mortgage insurance. Before making a decision, factor in the advertising expenses and other costs involved in selling or refinancing your Wichita home.
Foreclosure: Struggling to keep up with mortgage payments? If foreclosure seems imminent, selling your home could help you avoid the stress and long-term impact on your credit. By selling before proceedings begin, you can take control of your financial situation and avoid costly commissions and closing costs associated with listing your home on the traditional market.
Ready to rest easy? Consider a direct sale to Harmony Home Buyer. With a guaranteed sale and quick closing, Harmony Home Buyer offers a simple, straightforward process tailored to your needs. Whether you’re facing financial distress or simply ready for a change, we’re here to help you navigate the selling process with ease.
Still unsure whether to sell or refinance your Wichita home? Contact Harmony Home Buyer at (316) 217-9675 to learn more about your options and discover the best solution for your situation. We’re here to listen and provide the guidance you need to make the right choice for your future.